Changing your formation in the game is something that U4GM FIFA 20 Coins Team do in almost every game of FIFA 20 U4GM play. There are literally endless options here by going into your squad screen once you have paused the game whether it is moving individual players or completely changing up a formation using one of the pre-existing setups. There are, of course, scenarios where we might change early on for example: If you're 3 -0 down inside 20 minutes, our thought process is: 'we might as well go for it now.' On the flip side of that, if we go 2 or 3 nil up early doors, we'll flip to the bottom style (read below for reasons).

Obviously, this is completely situational so we can't say, you must make these changes in these minutes but if we were to average it out, we'd say that we generally end up making changes in the second half of the game, usually between 50th – 65th minute. 

These are the three main changes we make:
Chasing the game (losing by at least 1 goal) If we go a goal behind in the first half we don't jump straight into panic mode and pause the game to make these changes. However, if it gets to the second half and it's looking like we're not really creating the chances we'd expect to make then we'll pause the game and move our players round individually to the following set up

Yes, the midfield is emptied but if you can manage to get the ball into forwarding areas, you're going to be looking at 5-4 v 4 in a lot of scenarios, obviously increase your chances of getting a goal. Closing down a game (When winning by one goal in the latter stages of the game) We only really use this towards the very latter stages of a game (the last 10-15 minutes of game time) AND if the opposition is pushing on and has obviously gone a little bit more attacking. What we do, is we just make sure we put defensive set up on, using the d-pad and then go into formation and move players individually to set up like the following picture:

Playing possession (when winning by at least 2 clear goals)
We like to move the ball around sharply and quickly anyway but we definitely try to play more risky passes and try to play forward as much as possible in an attractive style. If this leads to us getting early goals (and we can tell the opposition player is good and maybe just had an unusually poor start to the game) then we'll switch to the following set up:



As you can see, there are so many natural passing angles with this setup but the change in style is largely down to you. You'll have to play short, sharp passes and keep the ball moving quickly. This will help tire the opposition players, lead to a frustrated opponent who will make rash decisions and should see you end up winning the game comfortably. Be careful when using this not to let them back in the game with sloppy passing.